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Hello ! My name is Moftaah,
MBRHE`s virtual assistant. I am here to help answer your questions on Housing Services.
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  • Grants
    • Apply for housing land
    • Apply for housing grant
    • Apply for Housing construction grant
    • Apply for housing Maintenance, Addition or Replacement (partial / whole) grant
    • Apply for apartment grant
    • Apply for a housing construction request on a relative’s land
  • Loans
    • Apply for Housing loan
    • Apply for housing construction loan
    • Apply for housing purchase
    • Apply for housing Maintenance, Addition or Replacement (partial / whole) loan
    • Apply for housing unit loan from local market
    • Apply for housing unit rent
  • Complementary Services
    • Change Service from Housing purchase Loan to Housing Construction Loan
    • Cancel Approved Grant / Loan Application (under consideration)
    • Cancel In Progress Application (Grant / Loan)
  • To Whom It May Concern
  • Request For One Year Maintenance
  • Facilitation Program
  • Payment of Arrears of Installments Due
  • Apply For Early settlement
  • Apply For Liability Letter
  • Apply For Reducing the loan value
  • Apply For Update Customer Data
  • Self Financing Reward "Awad"
  • Business Services
    • Apply For Opening File for New Project
    • Apply For First Payment
    • Apply For Running Payment
    • Apply For Retention Payment
    • Apply For Final Payment
    • Apply For Disbursement of construction loan payments / financial aid grant payments 750 thousand
    • Apply For Housing Maintenance, Addition and Replacement loan payments
    • Apply For To Whom It May Concern Letter for projects with percentage of achievement
    • Apply For Termination and suspension of current contractor
    • Apply For Letter Requesting Discount Price
  • Suppliers and Contractor
    • Suppliers Registration Services
    • Classification and the Nomination Guide for Suppliers
    • Supplier and Contractor Evaluation
  • Application Status
  • Housing Maintenance Status
  • Loan Calculator
  • Housing Cost Calculator
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Apply for housing unit loan from local market



Description ​This service enables the client to obtain a non-profit loan amounting to (AED 750,000) in maximum to allocate a ready house from the residential complexes projects which are under construction and being supervised by the Establishment with no charge
Content will be updated shortly.
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Target Audience Emirate of Dubai' citizens of income between (AED 15,000 - AED 100,000) have the right to apply to this service.​
Service Fee There are no fees for this service.
Service Channels Customer Service Center + Mobile Application + Website
  • General Terms Icon Terms And Conditions
    1. Citizen of the country and holds a passport & civil record issued by Dubai emirate.
    2. Applicant or spouse has not previously had any housing loan or gov. housing from any government entity federal or local.
    3. The applicant must be at least 21 years of age
    4. The age of the applicant shall not be more than 60 years
    5. Monthly income is higher than 15,000 dirhams and does not exceed 100,000 dirhams.
    6. To be dependent
    7. The percentage of monthly deductions in addition to the institution's share shall not exceed 70%
    8. Any other conditions determined by the Board of Directors.

     

Select Gender Requirement varies from gender and civil status

Male
Female
  • Single
  • Married
  • Married 2nd Wife Local
  • Married 2nd Wife Non-Local
  • Divorced
  • Widowed
  • Terms And Conditions
    1- All what is mentioned in the general conditions
    2- A celibate and a foreign mother / brothers and sisters who have lost both parents
    3- 3 individuals and cannot be increased, or the residence is the subject of a dispute by the heirs, or residence in areas that have been converted into commercial areas or where foreigners reside
  • Required Documents
    1. Fill out a housing service application form.
    2. Color photo of the couple's ID card.
    3. A color passport copy demonstrating the file number (for the couple)
    4. Copy of the Family Book with the last page.
    5. Proof of academic certificates or a work certificate for children of a citizen married to a GCC countries.
    6. Current proof of civil status for females 18 and above years old (Only for widows, divorcees, and those who do not receive support from the Ministry of Community Development.
    7. Proof certificate of custody or supporting children (Issued recently, less than six months, for widows and divorcees.
    8. Declaration of the continuity of marital relationship recently issued and certified (Unless the wife is added to the family book/ or the application is in the name of the wife).
    9. Succession Certificate (for widows and single women who has no supporter)
    10. A certificate of financial obligations from the bank to which the salary is transferred, in addition to any other bank with indebtedness not exceeding 6 months from the date of issue or a certificate of acquittal in the event that it has no financial obligations
    11. A recent salary certificate that does not exceed 6 months or proof of monthly income provided that it exceeds 15,000 dirhams in addition to proving the monthly income of the husband to a class married to an expatriate.
    12. Copy of the valid lease or proof of residence if any
    13. Statement of account from the bank for the last 3 months

     

  • Service Procedures
    Content will be updated shortly.
    Icon
  • Customer Journey
    Step 01 - Select Housing Service
    GETTING Housing unit loan from local market
    Hello! I'm Muftah and I'm here to help you apply for Loan for Purchasing Ready House.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form. Early Settlement Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Terms And Conditions

    1. All what is mentioned in the general conditions

    2. An elderly couple with a son

    3. 3 individuals and cannot be increased, or the residence is the subject of a dispute by the heirs, or residence in areas that have been converted into commercial areas or where foreigners reside.

  • Required Documents
    1. Fill out a housing service application form.
    2. Color photo of the couple's ID card.
    3. A color passport copy demonstrating the file number (for the couple)
    4. Copy of the Family Book with the last page.
    5. Proof of academic certificates or a work certificate for children of a citizen married to a GCC countries.
    6. Current proof of civil status for females 18 and above years old (Only for widows, divorcees, and those who do not receive support from the Ministry of Community Development.
    7. Proof certificate of custody or supporting children (Issued recently, less than six months, for widows and divorcees.
    8. Declaration of the continuity of marital relationship recently issued and certified (Unless the wife is added to the family book/ or the application is in the name of the wife).
    9. Succession Certificate (for widows and single women who has no supporter)
    10. A certificate of financial obligations from the bank to which the salary is transferred, in addition to any other bank with indebtedness not exceeding 6 months from the date of issue or a certificate of acquittal in the event that it has no financial obligations
    11. A recent salary certificate that does not exceed 6 months or proof of monthly income provided that it exceeds 15,000 dirhams in addition to proving the monthly income of the husband to a class married to an expatriate.
    12. Copy of the valid lease or proof of residence if any
    13. Statement of account from the bank for the last 3 months

     

  • Service Procedures
    Content will be updated shortly.
    Icon
  • Customer Journey
    Step 01 - Select Housing Service
    GETTING Housing unit loan from local market
    Hello! I'm Muftah and I'm here to help you apply for Loan for Purchasing Ready House.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form. Early Settlement Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Terms And Conditions
    This service is not applicable for this category.
  • Customer Journey
    Step 01 - Select Housing Service
    GETTING Housing unit loan from local market
    Hello! I'm Muftah and I'm here to help you apply for Loan for Purchasing Ready House.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form. Early Settlement Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Terms And Conditions
    This service is not applicable for this category.
  • Customer Journey
    Step 01 - Select Housing Service
    GETTING Housing unit loan from local market
    Hello! I'm Muftah and I'm here to help you apply for Loan for Purchasing Ready House.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form. Early Settlement Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Terms And Conditions
    This service is not applicable for this category.
  • Customer Journey
    Step 01 - Select Housing Service
    GETTING Housing unit loan from local market
    Hello! I'm Muftah and I'm here to help you apply for Loan for Purchasing Ready House.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form. Early Settlement Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Terms And Conditions
    This service is not applicable for this category.
  • Customer Journey
    Step 01 - Select Housing Service
    GETTING Housing unit loan from local market
    Hello! I'm Muftah and I'm here to help you apply for Loan for Purchasing Ready House.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form. Early Settlement Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Single
  • Married from GGC
  • Married Non-Local
  • Divorced
  • Widowed
  • Terms And Conditions
      1. Single with a foreign mother
      2. Two single sisters who lost their parents
      3. Single that do not wish to live with her parents
      4. Single with house to live
      5. Single and missing parents
      6. Single with unknown parents and her caring parents dead
      7. All of what is stated in the general conditions
  • Required Documents
    1. Fill out a housing service application form.
    2. Color photo of the couple's ID card.
    3. A color passport copy demonstrating the file number (for the couple)
    4. Copy of the Family Book with the last page.
    5. Proof of academic certificates or a work certificate for children of a citizen married to a GCC countries.
    6. Current proof of civil status for females 18 and above years old (Only for widows, divorcees, and those who do not receive support from the Ministry of Community Development.
    7. Proof certificate of custody or supporting children (Issued recently, less than six months, for widows and divorcees.
    8. Declaration of the continuity of marital relationship recently issued and certified (Unless the wife is added to the family book/ or the application is in the name of the wife).
    9. Succession Certificate (for widows and single women who has no supporter)
    10. A certificate of financial obligations from the bank to which the salary is transferred, in addition to any other bank with indebtedness not exceeding 6 months from the date of issue or a certificate of acquittal in the event that it has no financial obligations
    11. A recent salary certificate that does not exceed 6 months or proof of monthly income provided that it exceeds 15,000 dirhams in addition to proving the monthly income of the husband to a class married to an expatriate.
    12. Copy of the valid lease or proof of residence if any
    13. Statement of account from the bank for the last 3 months

     

  • Service Procedures
    Content will be updated shortly.
    Icon
  • Customer Journey
    Step 01 - Select Housing Service
    GETTING Housing unit loan from local market
    Hello! I'm Muftah and I'm here to help you apply for Loan for Purchasing Ready House.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form. Early Settlement Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Terms And Conditions
    This service is not applicable for this category.
  • Customer Journey
    Step 01 - Select Housing Service
    GETTING Housing unit loan from local market
    Hello! I'm Muftah and I'm here to help you apply for Loan for Purchasing Ready House.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form. Early Settlement Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Icon1 Terms And Conditions

    This service is not applicable for this category.

  • Icon4 Customer Journey
    Step 01 - Select Housing Service
    GETTING Housing unit loan from local market
    Hello! I'm Muftah and I'm here to help you apply for Loan for Purchasing Ready House.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form. Early Settlement Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Icon5 Terms And Conditions
      1. Divorced and has no children or no parents
      2. Divorced does not want to live with her children
      3. Divorced and does not have a home to live in
      4. The unavailability of housing suitable for housing from a demographic point of view.
      5. Divorced from a foreign mother
      6. Divorced and has a son or two
      7. Divorced and support 2 members of her family of first degree
      8. All of what is stated in the general conditions
  • Icon6 Required Documents
    1. Fill out a housing service application form.
    2. Color photo of the couple's ID card.
    3. A color passport copy demonstrating the file number (for the couple)
    4. Copy of the Family Book with the last page.
    5. Proof of academic certificates or a work certificate for children of a citizen married to a GCC countries.
    6. Current proof of civil status for females 18 and above years old (Only for widows, divorcees, and those who do not receive support from the Ministry of Community Development.
    7. Proof certificate of custody or supporting children (Issued recently, less than six months, for widows and divorcees.
    8. Declaration of the continuity of marital relationship recently issued and certified (Unless the wife is added to the family book/ or the application is in the name of the wife).
    9. Succession Certificate (for widows and single women who has no supporter)
    10. A certificate of financial obligations from the bank to which the salary is transferred, in addition to any other bank with indebtedness not exceeding 6 months from the date of issue or a certificate of acquittal in the event that it has no financial obligations
    11. A recent salary certificate that does not exceed 6 months or proof of monthly income provided that it exceeds 15,000 dirhams in addition to proving the monthly income of the husband to a class married to an expatriate.
    12. Copy of the valid lease or proof of residence if any
    13. Statement of account from the bank for the last 3 months

     

  • Icon7 Service Procedures
    Content will be updated shortly.
    Icon
  • icon8 Customer Journey
    Step 01 - Select Housing Service
    GETTING Housing unit loan from local market
    Hello! I'm Muftah and I'm here to help you apply for Loan for Purchasing Ready House.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form. Early Settlement Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Icon9 Terms And Conditions

    1.     A widow who has no children or no parents

    2.     A widow who does not want to live with her children

    3.     A widow who does not have a home to live in

    4.     A widow from a foreign mother

    5.     A widow with a son or two

    6.     A widow who supports 2 members of her family first degree

    7.     All of what is stated in the general conditions

  • Icon10 Required Documents
    1. Fill out a housing service application form.
    2. Color photo of the couple's ID card.
    3. A color passport copy demonstrating the file number (for the couple)
    4. Copy of the Family Book with the last page.
    5. Proof of academic certificates or a work certificate for children of a citizen married to a GCC countries.
    6. Current proof of civil status for females 18 and above years old (Only for widows, divorcees, and those who do not receive support from the Ministry of Community Development.
    7. Proof certificate of custody or supporting children (Issued recently, less than six months, for widows and divorcees.
    8. Declaration of the continuity of marital relationship recently issued and certified (Unless the wife is added to the family book/ or the application is in the name of the wife).
    9. Succession Certificate (for widows and single women who has no supporter)
    10. A certificate of financial obligations from the bank to which the salary is transferred, in addition to any other bank with indebtedness not exceeding 6 months from the date of issue or a certificate of acquittal in the event that it has no financial obligations
    11. A recent salary certificate that does not exceed 6 months or proof of monthly income provided that it exceeds 15,000 dirhams in addition to proving the monthly income of the husband to a class married to an expatriate.
    12. Copy of the valid lease or proof of residence if any
    13. Statement of account from the bank for the last 3 months

     

  • Icon11 Service Procedures
    Content will be updated shortly.
    Icon
  • Icon12 Customer Journey
    Step 01 - Select Housing Service
    GETTING Housing unit loan from local market
    Hello! I'm Muftah and I'm here to help you apply for Loan for Purchasing Ready House.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form. Early Settlement Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Icon13 Terms And Conditions
  • Icon16 Customer Journey
    Step 01 - Select Housing Service
    GETTING Housing unit loan from local market
    Hello! I'm Muftah and I'm here to help you apply for Loan for Purchasing Ready House.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form. Early Settlement Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
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