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    • Apply for housing land
    • Apply for housing grant
    • Apply for Housing construction grant
    • Apply for housing Maintenance, Addition or Replacement (partial / whole) grant
    • Apply for apartment grant
    • Apply for a housing construction request on a relative’s land
  • Loans
    • Apply for Housing loan
    • Apply for housing construction loan
    • Apply for housing purchase
    • Apply for housing Maintenance, Addition or Replacement (partial / whole) loan
    • Apply for housing unit loan from local market
    • Apply for housing unit rent
  • Complementary Services
    • Change Service from Housing purchase Loan to Housing Construction Loan
    • Cancel Approved Grant / Loan Application (under consideration)
    • Cancel In Progress Application (Grant / Loan)
  • To Whom It May Concern
  • Request For One Year Maintenance
  • Facilitation Program
  • Payment of Arrears of Installments Due
  • Apply For Early settlement
  • Apply For Liability Letter
  • Apply For Reducing the loan value
  • Apply For Update Customer Data
  • Self Financing Reward "Awad"
  • Business Services
    • Apply For Opening File for New Project
    • Apply For First Payment
    • Apply For Running Payment
    • Apply For Retention Payment
    • Apply For Final Payment
    • Apply For Disbursement of construction loan payments / financial aid grant payments 750 thousand
    • Apply For Housing Maintenance, Addition and Replacement loan payments
    • Apply For To Whom It May Concern Letter for projects with percentage of achievement
    • Apply For Termination and suspension of current contractor
    • Apply For Letter Requesting Discount Price
  • Suppliers and Contractor
    • Suppliers Registration Services
    • Classification and the Nomination Guide for Suppliers
    • Supplier and Contractor Evaluation
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  • Housing Maintenance Status
  • Loan Calculator
  • Housing Cost Calculator
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Apply for apartment grant



Description This Service enables the client to obtain an apartment grant from the residential complexes projects which are under construction and being supervised by the Establishment with no charge for individuals, spouses and small families with less than 4 members.
Client
Fill out form
Organization
Checking the request while reviewing thedata and making sure the terms match
Committee
Recommendation of the Competent Committee
Reject request
Approve the request
further study
Board of Directors
Adopting the decision and informing theclient
Client
Implementation of the Housing ServiceDecision
Icon
Target Audience Emirate of Dubai' citizens of income less than AED 15000 have the right to apply to this service.​
Service Fee There are no fees for this service.
Service Channels Customer Happiness Center (Senior Emiratis & People of Determination), Website and Smart app
  • General Terms Icon Terms And Conditions
    1. Citizen of the country and holds a passport & civil record issued by Dubai emirate.
    2. The monthly income does not exceed 15,000 AED excluding the applicant who is over 60 years old or who benefits from periodic support from the competent authorities in the State.
    3. Applicant or spouse has not previously had any housing loan or gov. housing from any gov entity federal or local.
    4. Adhering to the terms and conditions prescribed by the Board of Directors.
    5. Undertaking to fill the ready housing within the specified period of the establishment and continue to occupy it.
    6. No suitable family accommodation
    7. Any documents specified by the Est. or the conditions determined by the Board of Directors
Select Gender Requirement varies from gender and civil status

male_char Male
female_chat Female
  • Single
  • Married
  • Married 2nd Wife Local
  • Married 2nd Wife Non-Local
  • Divorced
  • Widowed
  • entry-icon 8 Terms And Conditions

    1.     Single over 60 years old

    2.     Single from a foreign mother

    3.     Siblings of those whose parents have passed away

    4.     Brothers who lost parents from 2 to 3

    5.     All what is stated in the General Conditions

  • entry-icon 9 Required Documents (Electronic)
    1. A recent salary certificate not exceeding 6 months or proof of monthly income provided that it does not exceed 15,000 dirhams.
  • entry-icon 10 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon11 Customer Journey
    Step 01 - Select Housing Service
    GETTING A FLAT GRANT
    Hello! I'm Muftah and I'm here to help you apply for Flat Grant.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • entry-icon12 Terms And Conditions

    1.     Married does not work temporarily

    2.     Married without children

    3.     All what is stated in the General Conditions

  • entry-icon13 Required Documents (Electronic)
    1. Declaration of the continuity of marital relationship recently issued and certified (Unless the wife is added to the family book/ or the application is in the name of the wife)).
    2. A recent salary certificate not exceeding 6 months or proof of monthly income provided that it does not exceed 15,000 dirhams.
  • entry-icon14 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon16 Customer Journey
    Step 01 - Select Housing Service
    GETTING A FLAT GRANT
    Hello! I'm Muftah and I'm here to help you apply for Flat Grant.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • entry-icon17 Terms And Conditions

    1.     Married does not work temporarily

    2.     Married without children

    3.     All what is stated in the General Conditions

  • entry-icon18 Required Documents (Electronic)
    1. Declaration of the continuity of marital relationship recently issued and certified (Unless the wife is added to the family book/ or the application is in the name of the wife)).
    2. A recent salary certificate not exceeding 6 months or proof of monthly income provided that it does not exceed 15,000 dirhams.
  • entry-icon19 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon20 Customer Journey
    Step 01 - Select Housing Service
    GETTING A FLAT GRANT
    Hello! I'm Muftah and I'm here to help you apply for Flat Grant.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • entry-icon21 Terms And Conditions
     

    1.     Married does not work temporarily

    2.     Married without children

    3.     All what is stated in the General Conditions

  • entry-icon22 Required Documents (Electronic)
    1. Declaration of the continuity of marital relationship recently issued and certified (Unless the wife is added to the family book/ or the application is in the name of the wife)).
    2. A recent salary certificate not exceeding 6 months or proof of monthly income provided that it does not exceed 15,000 dirhams.
  • entry-icon23 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon24 Customer Journey
    Step 01 - Select Housing Service
    GETTING A FLAT GRANT
    Hello! I'm Muftah and I'm here to help you apply for Flat Grant.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • entry-icon25 Terms And Conditions
     

    1.     Divorced over 60 years

    2.     Divorced does not work temporarily and has the custody

    3.     All what is stated in the General Conditions

  • entry-icon26 Required Documents (Electronic)
    1. A recent salary certificate not exceeding 6 months or proof of monthly income provided that it does not exceed 15,000 dirhams.
  • entry-icon27 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon28 Customer Journey
    Step 01 - Select Housing Service
    GETTING A FLAT GRANT
    Hello! I'm Muftah and I'm here to help you apply for Flat Grant.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • entry-icon29 Terms And Conditions
    1. All what is stated in the General Conditions
    2. Widow over 60 years
  • entry-icon30 Required Documents (Electronic)
    1. A recent salary certificate not exceeding 6 months or proof of monthly income provided that it does not exceed 15,000 dirhams.
  • entry-icon31 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon32 Customer Journey
    Step 01 - Select Housing Service
    GETTING A FLAT GRANT
    Hello! I'm Muftah and I'm here to help you apply for Flat Grant.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Single
  • Married from GGC
  • Married Non-Local
  • Divorced
  • Widowed
  • entry-icon33 Terms And Conditions

     

    1.     Single and has lost her parents

    2.     Single from a foreign mother

    3.     Single with unknown parents and her caring parents has died.

    4.     Single with unkwon parents and do not want to continue to live with them

    5.     Single sisters from 2-3 which has lost parents

    6.     All what is stated in the General Conditions

  • entry-icon34 Required Documents (Electronic)
    1. Current proof of civil status for females 18 years old and above
    2. A recent salary certificate not exceeding 6 months or proof of monthly income provided that it does not exceed 15,000 dirhams.
  • entry-icon35 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • entry-icon36 Customer Journey
    Step 01 - Select Housing Service
    GETTING A FLAT GRANT
    Hello! I'm Muftah and I'm here to help you apply for Flat Grant.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Icon5 Terms And Conditions
    1. Divorced and has a son or two
    2. Divorced and her mother is foreign
    3. Divorced and does not have children
    4. Divorced with lost parents
    5. Divorced does not want to live with her children
    6. Divorced and support 2 members of her family of first degree
    7. All what is stated in the General Conditions
  • Icon6 Required Documents (Electronic)
    1. Current proof of civil status valid for 6 months and for those who do not receive support from the Ministry of Community Development.
    2. Proof certificate of custody or supporting children (Issued recently, less than 6 months).
    3. A recent salary certificate not exceeding 6 months or proof of monthly income provided that it does not exceed 15,000 dirhams.
  • Icon7 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • icon8 Customer Journey
    Step 01 - Select Housing Service
    GETTING A FLAT GRANT
    Hello! I'm Muftah and I'm here to help you apply for Flat Grant.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Icon9 Terms And Conditions

    1.     A widow with a son or two

    2.     A widow from a foreign mother

    3.     A widow who has no children or with lost parents

    4.     A widow who does not want to live with her children

    5.     A widow who supports 2 members of her family

    6.     All what is stated in the General Conditions

     

  • Icon10 Required Documents (Electronic)
    1. Proof certificate of custody or supporting children (Issued recently, less than 6 months).
    2. A recent salary certificate not exceeding 6 months or proof of monthly income provided that it does not exceed 15,000 dirhams.
    3. Succession Certificate and single-parent families.
  • Icon11 Service Procedures
    Client
    Fill out form
    Organization
    Checking the request while reviewing thedata and making sure the terms match
    Committee
    Recommendation of the Competent Committee
    Reject request
    Approve the request
    further study
    Board of Directors
    Adopting the decision and informing theclient
    Client
    Implementation of the Housing ServiceDecision
    Icon
  • Icon12 Customer Journey
    Step 01 - Select Housing Service
    GETTING A FLAT GRANT
    Hello! I'm Muftah and I'm here to help you apply for Flat Grant.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
  • Icon13 Terms And Conditions
  • Icon16 Customer Journey
    Step 01 - Select Housing Service
    GETTING A FLAT GRANT
    Hello! I'm Muftah and I'm here to help you apply for Flat Grant.
    1
     
    Step 02 - Learn about the Initial Requirements
    FILL OUT APPLICATION FORM
    Let's Start the process by filling out the Application Form.
    2
     
    Step 03 - Submit Initial Requirements for Verification
    SUBMIT PROCESS FORM FOR VERIFICATION
    Proceed by submitting the filled out form for verification.
    3
    Step 04 - Approved! Select which type of Loan/Grant
    COMMITTEE ENDORSES APPROVAL
    Congratulations! You have passed the initial verification.
    4
     
    Step 05 - House Construction Loan
    BOARD OF DIRECTORS ADVISE
    Your request will be also be confirmed with the board of directors and will advise you for the next step.
    5
     
    Step 06 - Loan External Process
    IMPLEMENTATION
    Congratulations! Your papers has been released. Thank you for applying our service.
    6
     
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